Date Approved


Graduate Degree Type


Degree Name

Education (M.Ed.)

Degree Program

College of Education

First Advisor

Laila McCloud

Academic Year



As college students continue to rely on student loans, it is concerning that only a few interventions are in place to promote financial literacy. The federally required Loan Entrance Counseling and Loan Exit Counseling are ineffective, leaving students at a disadvantage. This project addresses this issue by examining the significance and effectiveness of financial literacy programs at postsecondary institutions. A more comprehensive approach is necessary by implementing a financial education course that covers loan processes, financial literacy, and overall financial wellness.